Learn To Use The Kelley Blue Book My Wallet Tool

Use the KBB My Wallet Tool at Toyota of Cleveland in Cleveland, TN

Here at Toyota of Cleveland, our goal is to make the car shopping process easier. We have many different tools that accomplish that, including the KBB My Wallet tool. This helps you plan your purchase and find the right vehicle, while providing a host of information to make a smart, informed choice, whether buying a new Toyota or a used car.

What is KBB My Wallet?

Kelley Blue Book® (KBB) My Wallet is a tool for car shopping and budgeting, accessible on KBB.com, Autotrader, and dealer websites. It provides personalized payment estimates that factor in down payment, trade-in value, loan term, and credit profile, helping users find vehicles within their budget. The aim is to clarify the buying process and help buyers focus on affordable choices.

Key features include:

Personalized monthly payment estimates while browsing vehicles.
Budget guidance to help determine purchasing power.
Trade-in value integration so you can factor your current vehicle into the deal.
Financing assumptions based on loan terms, down payment, and credit range.
Ability to transfer information into participating digital retailing tools to continue the purchase process online.

Find A New Lease

It's never too early to start exploring ZERO Down Lease Offers. Find your next vehicle and personalize real payments online in seconds.

Shop New Inventory

Buy Your Lease

Having a hard time saying goodbye to your ride? You can purchase your vehicle at any point during your lease. We make it easy with competitive financing!

Schedule An Appointment

Extend Your Lease

Contact us to discuss what your lease extension options may be and what lease-end options will be available after the extension.

Contact Us Today

Return Your Lease

If you don't want to get into a new vehicle or buy your lease, you can return it to your dealership. Use these helpful resources if you want to return your vehicle.

Schedule Your Drop-Off

How to Use KBB My Wallet During the Car-Buying Process

Start Your Vehicle Search

You can start on our website as a participating dealership and begin browsing vehicles that interest you. My Wallet is designed to work while you're shopping for new Toyota vehicles or used cars at the dealership.

Open My Wallet

Select the My Wallet option when available. The tool will guide you through setting up a personalized budget profile.

Enter Your Financial Information

Provide the details that affect affordability, such as:

Down payment amount
Trade-in vehicle information
Desired loan term
Estimated credit range
Other financing preferences

The tool uses this information to generate more realistic payment estimates.

Review Your Budget and Purchasing Power

My Wallet calculates what vehicle price ranges may fit comfortably within your budget and displays estimated monthly payments.

Compare Vehicles Using Personalized Payments

As you browse our new Toyota and used vehicle lineup at our dealership serving Athens and Ooltewah, TN, you can see payment estimates tailored to the profile you created. Rather than comparing only vehicle prices, you can compare expected monthly payments across different vehicles and experiment with different scenarios to see how they affect affordability as you can increase or decrease your down payment, change the loan term, update trade-in values, and review different financing options.

Finalize the Purchase

Once you've found the vehicle you want, the My Wallet information will slide seamlessly into our online buying tools, which let you continue on with a trade-in evaluation, financing steps, and other purchase activities online.

From there, we will be in touch with you about vehicles that interest you, set up test drives, and finalize financing as more, as you've gotten a good head start on the process.

Learn More About KBB My Wallet Today

Our team at Toyota of Cleveland, serving those in Ringgold, Hixson, and Cleveland, TN, would be happy to highlight all the options and help you through using KBB My Wallet to make your car buying process easier. If you have any questions, contact us, and we can help you get started soon.

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