Toyota Lease & Auto Finance Center in Cleveland, TN

Toyota of Cleveland takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Toyota of Cleveland Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Toyota of Cleveland can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

The Finance Department at Toyota of Cleveland

So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does just the word finance bring chills to your spine? Fear not, Ooltewah and Ringgold GA drivers, the Toyota of Cleveland finance team is ready to help! Our team of in-house finance experts will work with Cleveland TN drivers to find a cash payment that fits within your unique needs. Here at Toyota of Cleveland, our finance team is well connected to a vast lending network that helps to ensure that Chattanooga drivers can land a fair finance deal.

Don't Know Whether to Lease or Get a Car Loan? We'll Help You Out Here at Toyota of Cleveland

Choosing between a lease and a car loan is a critical decision, but with the help of our finance team, we can make that decision simple for you here at Toyota of Cleveland. For example, if you're looking to switch up your ride every few years, you might want to lease one of the new Toyota models available at our dealership near Hixson and Athens TN. On the other hand, if you're the type that loves to drive your cars for the long haul, a car loan is undoubtedly the financing option for you.Whatever your choice, we'll make the process easy and streamlined for your convenience.

Make Life Easier with Expert Automotive Financing

Let the Toyota of Cleveland finance team help you navigate the world of leases, loans, and purchase agreements. We make the process easier and we guide you through all of your options so that you can find your ideal plan that won't break the bank or strain your budget. You can even get started before you shop, by filling out our convenient, online finance application to get the ball rolling and start setting up the perfect financing arrangement for your budget.

Your privacy is important to us.

Toyota of Cleveland takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Toyota of Cleveland

    3560 Village North Blvd Sw
    McDonald, TN 37353

    • Sales: (423) 664-9715
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Get in Touch

  • Contact our Sales Department at: (423) 664-9715
  • Monday8:30AM-8:00PM
  • Tuesday8:30AM-8:00PM
  • Wednesday8:30AM-8:00PM
  • Thursday8:30AM-8:00PM
  • Friday8:30AM-8:00PM
  • Saturday8:30AM-8:00PM
  • SundayClosed